Cambridge Ford Credit Department

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Cambridge’s Trusted Source for Finance Advice and Auto Loans

We believe everyone deserves to drive a reliable vehicle, even if you have credit issues. Our finance team is dedicated to finding auto loans for individuals with good credit, bad credit, or no credit at all. It’s easier than you think to get an affordable car loan so you can get behind the wheel of a reliable vehicle that suits your lifestyle. Don’t delay, apply today.

Bad Credit

Having bad credit is nothing to be ashamed of and is actually more common than you think. Our finance team have helped countless people in the Cambridge area with bad credit secure auto loans and you can be next. No matter if you’ve gone through bankruptcy, divorce, separation, or any other circumstance, we can help. To get an affordable auto loan and a high-quality used vehicle, apply for financing today.

No Credit

There are plenty of reasons for people not to have a credit score. When you’re a student, new to Canada, or simply haven’t had the need for credit until now, we can help secure you an affordable auto loan so you can drive away in a reliable used vehicle. As long as you have consistent monthly income, there’s a good chance we can get you a car loan.

Common Questions

How do you know if you qualify for a car loan?

You’ll have to fill out an application so our finance team can assess your credit score and financial situation. After that, they will work with various lenders to find a loan that works for you. It doesn’t take long to fill out a finance application, so apply today and our finance team will get to work.  

Can you skip a payment on a car loan?

It’s not a good idea to skip a loan payment, especially if you’re trying to rebuild your credit. Missed payments will have a negative impact on your credit score.


How hard is it to get a car loan with bad credit?

Easier than you think. Our finance team will assess your financial situation and work hard to secure you an auto loan with monthly payments that fit your budget. To get the process started, contact our finance team.


Can I apply for a car loan if I don’t have a job?

Generally speaking, you will need a job in order to get an auto loan. In some cases, as long as the client has consistent monthly income, we’re still able to secure them an auto loan. As an example, someone who was in an accident and receives monthly payments from the government or insurance company may be eligible for an auto loan.

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Don't Delay. Contact our Credit Expert Nelio today!